Applications / Mortgage Analytics / Lenders / Pennsylvania / Amres
Harrisburg, PA · Independent non-bank lender · CFPB · 29 loans in 2025
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29
loans originated, 2025
115
applications, 2025
11
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Amres made just 29 loans in 2025, 95% fewer than the year before and a fraction of the 3,912 it made in 2020.
The lender made 584 loans in 2024 and 29 in 2025. No similar lender (independent non-bank lenders making between half and twice as many loans) shrank as much; their loans grew 3%, and the whole market 10%. Its dollar total fell from $185.3 million to $9.8 million. The records do not say why. It may have wound down its lending, or moved it to another name or partner.
Volume peaked at 3,912 loans in 2020 and 3,884 in 2021. It fell to 1,389 in 2022, 608 in 2023 and 584 in 2024 before the drop in 2025. The lender first reported in 2017.
Its 29 loans in 2025 ran across 11 states and 19 metros, centered on New Jersey. It ranked 498 of 784 lenders in Philadelphia-Camden-Wilmington and 641 of 802 in New York-Newark-Jersey City, its largest markets. On so few loans, its shares of borrower groups, loan types and prices are too small to read much into.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Amres took 115 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 75.9% · Refinance 20.7% · Other 3.4%
Conventional 62.1% · FHA 31.0% · USDA (RHS or FSA) 3.4% · VA 3.4% · of 29 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New Jersey | 5 | 17.2% |
| Pennsylvania | 4 | 13.8% |
| Connecticut | 3 | 10.3% |
| Ohio | 3 | 10.3% |
| Tennessee | 3 | 10.3% |
| Florida | 2 | 6.9% |
| Illinois | 2 | 6.9% |
| Indiana | 2 | 6.9% |
| Maryland | 2 | 6.9% |
| Arizona | 1 | 3.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Columbus | 3 |
| Hartford-West Hartford-East Hartford | 3 |
| Camden | 2 |
| Montgomery County-Bucks County-Chester County | 2 |
| Atlantic City-Hammonton | 1 |
| Baltimore-Columbia-Towson | 1 |
| Chicago-Naperville-Schaumburg | 1 |
| Elgin | 1 |
| Fort Wayne | 1 |
| Hagerstown-Martinsburg | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930065B0NVUO52TY13 | 2018–2025 |
| Respondent ID (the HMDA filer code before 2018) | 7473705377 |
Established 27 April 2015. Reported under HMDA 2017-2025.
Mergers, name changes, data editions and corrections: Amres's data.
Amres's data
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