Applications / Mortgage Analytics / Lenders / Pennsylvania / Allegent Community Federal Credit Union
Pittsburgh, PA · Credit union · NCUA · $281 million assets · 34 loans in 2025
Allegent Community Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
34
loans originated, 2025
67
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Allegent Community Federal Credit Union, a Pittsburgh lender that has reported since 1994, made only 34 home loans in 2025, down from 135 the year before.
Its loans fell 75% in a year. The typical similar lender, a credit union making between half and twice as many loans, saw no change, and the whole market rose 10%. As recently as 2023 it made 193 loans. The figures do not say why. None of its 2025 loans was a purchase or refinance, so it may have stepped back from first mortgages.
About two-thirds were for other purposes and the rest for home improvement. That fits a typical loan of $55,000, smaller than at more than nine in ten similar lenders, whose typical loan was $90,000.
Of its loans, 29.4% were in low- and moderate-income (LMI) neighborhoods, against 17.6% at the typical similar lender. Five years before the share was 19.3%. On 34 loans such shares can move a lot from one year to the next.
All its lending is in Pennsylvania, across five counties. In Pittsburgh, a market led by PNC Bank, it ranked 268 of 571 lenders. It merged with Riverset Credit Union in 2021, and those filings count as its own in the competition figures.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Allegent Community Federal Credit Union took 67 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 67.6% · Home improvement 32.4%
Conventional 100.0% · of 34 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 34 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Pittsburgh | 33 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300PYZVSM1PP3GI62 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 542377 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 5205 | 1994–2017 |
Established 1 January 1935. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Allegent Community Federal Credit Union's data.
Allegent Community Federal Credit Union's data
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Allegent Community Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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