Applications / Mortgage Analytics / Lenders / California / All Reverse Mortgage
Orange, CA · Independent non-bank lender · CFPB · 72 loans in 2025
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72
loans originated, 2025
107
applications, 2025
12
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
All Reverse Mortgage looks, from its name and its loans, like a reverse-mortgage lender, and its volume has shrunk year after year since 2021.
All 72 of its loans were insured by the Federal Housing Administration (FHA). Refinances were 66.7% of its lending and other purposes 30.6%; purchases were just 2.8%. Similar lenders, meaning non-banks making between half and twice as many loans, are different: 84.7% of their loans were conventional. Their prices and approval rates are not a fair yardstick for it.
Its loans fell 59% in 2025, from 174 to 72, while peers typically fell 3% and the whole market rose 10%. That is a steeper fall than nearly all of them. It made 621 loans in 2021 and fewer in each year since. The record gives no reason; demand for its kind of loan may have weakened, or it may have chosen to lend less.
Almost all its borrowers, 95.7%, had low or moderate incomes (LMI), against 19.0% at similar lenders. Their neighborhoods were less unusual: 15.3% of its loans were in LMI tracts, a little below peers' 18.9%.
It lends in 12 states and 40 metros, mostly in California. In Los Angeles, its largest market, it ranked 457 of 757 lenders; JPMorgan Chase Bank led.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. All Reverse Mortgage took 107 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 66.7% · Other 30.6% · Purchase 2.8%
FHA 100.0% · of 72 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 25 | 34.7% |
| Florida | 15 | 20.8% |
| Texas | 9 | 12.5% |
| Arizona | 5 | 6.9% |
| Virginia | 4 | 5.6% |
| North Carolina | 3 | 4.2% |
| Oregon | 3 | 4.2% |
| New Jersey | 2 | 2.8% |
| Pennsylvania | 2 | 2.8% |
| Washington | 2 | 2.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Anaheim-Santa Ana-Irvine | 6 |
| Los Angeles-Long Beach-Glendale | 5 |
| Phoenix-Mesa-Chandler | 4 |
| Houston-Pasadena-The Woodlands | 3 |
| Riverside-San Bernardino-Ontario | 3 |
| San Diego-Chula Vista-Carlsbad | 3 |
| Tampa | 3 |
| Orlando-Kissimmee-Sanford | 2 |
| Portland-Vancouver-Hillsboro | 2 |
| Santa Rosa-Petaluma | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493007BX4I89K17ZM64 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4730154 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7201255434 |
Established 27 May 2004. Reported under HMDA 2013-2025.
Mergers, name changes, data editions and corrections: All Reverse Mortgage's data.
All Reverse Mortgage's data
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All Reverse Mortgage and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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