Applications / Mortgage Analytics / Lenders / Georgia / AgGeorgia Farm Credit
Perry, GA · Independent non-bank lender · CFPB · 48 loans in 2025
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48
loans originated, 2025
210
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
AgGeorgia Farm Credit, a non-bank lender in Perry, Georgia, first reported in 2023 and makes conventional loans across rural and small-city Georgia, an eighth of them on manufactured homes.
Manufactured homes made up 12.5% of its 48 loans in 2025; the typical similar lender, an independent non-bank lender making between half and twice as many loans, made none. Every loan was conventional. Purchases were 62.5% of its lending, refinances 22.9% and home improvement 10.4%.
It made 59 loans in 2023 and 64 in 2024, then 48 in 2025, a fall of 25%. Similar lenders grew 3% and the whole market 10%. Its record is short, so one year says little about direction.
It lends in one state, across eight metros and 29 counties. Its largest market is non-metro Georgia, where it ranked 205 of 683 lenders; Rocket Mortgage and United Wholesale Mortgage lead there. It ranked 70 of 299 lenders in Warner Robins. In 2025 it added Albany and Valdosta, where it is still a minor lender.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. AgGeorgia Farm Credit took 210 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 62.5% · Refinance 22.9% · Home improvement 10.4% · Other 4.2%
Conventional 100.0% · of 48 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Georgia | 48 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Augusta-Richmond County | 7 |
| Athens-Clarke County | 5 |
| Atlanta-Sandy Springs-Roswell | 3 |
| Albany | 2 |
| Gainesville | 2 |
| Warner Robins | 2 |
| Chattanooga | 1 |
| Valdosta | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300VB36IN88XCBR50 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3345476 | 2023–2023 |
Established 1 April 1991. Reported under HMDA 2023-2025.
Mergers, name changes, data editions and corrections: AgGeorgia Farm Credit's data.
AgGeorgia Farm Credit's data
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AgGeorgia Farm Credit and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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