Applications / Mortgage Analytics / Lenders / North Carolina / AgCarolina Farm Credit, FLCA / Competition
AgCarolina Farm Credit, FLCA
Raleigh, NC · Independent non-bank lender · CFPB · 197 loans in 2025
AgCarolina Farm Credit, FLCA's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
197
loans originated, 2025
288
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who AgCarolina Farm Credit, FLCA competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO NORTH CAROLINA, 2025
AgCarolina Farm Credit, FLCA ranks 75th of 762 lenders in non-metro North Carolina, with $33.1M lent: 0.3% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and AgCarolina Farm Credit, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — RALEIGH-CARY, NC, 2025
AgCarolina Farm Credit, FLCA ranks 160th of 638 lenders in Raleigh-Cary, NC, with $12.7M lent: 0.1% of a $15.84B market.
Raleigh-Cary, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and AgCarolina Farm Credit, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — WILMINGTON, NC, 2025
AgCarolina Farm Credit, FLCA ranks 196th of 538 lenders in Wilmington, NC, with $3.3M lent: 0.1% of a $6.21B market.
Wilmington, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and AgCarolina Farm Credit, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ROCKY MOUNT, NC, 2025
AgCarolina Farm Credit, FLCA ranks 38th of 248 lenders in Rocky Mount, NC, with $3.3M lent: 0.5% of a $600.9M market.
Rocky Mount, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and AgCarolina Farm Credit, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — FAYETTEVILLE, NC, 2025
AgCarolina Farm Credit, FLCA ranks 106th of 371 lenders in Fayetteville, NC, with $3.1M lent: 0.1% of a $2.93B market.
Fayetteville, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and AgCarolina Farm Credit, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC, 2025
AgCarolina Farm Credit, FLCA ranks 183rd of 543 lenders in Myrtle Beach-Conway-North Myrtle Beach, SC, with $2.5M lent: 0.1% of a $4.27B market.
Myrtle Beach-Conway-North Myrtle Beach, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and AgCarolina Farm Credit, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JACKSONVILLE, NC, 2025
AgCarolina Farm Credit, FLCA ranks 122nd of 313 lenders in Jacksonville, NC, with $1.4M lent: 0.1% of a $2.02B market.
Jacksonville, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and AgCarolina Farm Credit, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — GOLDSBORO, NC, 2025
AgCarolina Farm Credit, FLCA ranks 42nd of 220 lenders in Goldsboro, NC, with $2.6M lent: 0.4% of a $602.3M market.
Goldsboro, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and AgCarolina Farm Credit, FLCA in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
AgCarolina Farm Credit, FLCA's data
$215
AgCarolina Farm Credit, FLCA and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy AgCarolina Farm Credit, FLCA's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]