Fewer loans, bigger ones
Its loans fell 5% in 2025, to 2,432, while the typical similar lender, an independent non-bank lender making between half and twice as many loans, grew 9%. Yet its typical loan rose from $315,000 to $355,000, larger than the typical peer's $315,000. So its dollar volume rose, to $942.3 million from $903.2 million.