Applications / Mortgage Analytics / Lenders / California / Abundance 99 / Competition
Abundance 99
Sunnyvale, CA · Non-bank or government lender · CFPB · 38 loans in 2025
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38
loans originated, 2025
43
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Abundance 99 competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Abundance 99 ranks 271st of 606 lenders in San Francisco-Oakland-Fremont, CA, with $9.6M lent: 0.0% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Abundance 99 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
Abundance 99 ranks 194th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $8.1M lent: 0.0% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Abundance 99 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Abundance 99 ranks 613th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $1.3M lent: 0.0% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Abundance 99 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Abundance 99 ranks 452nd of 574 lenders in Sacramento-Roseville-Folsom, CA, with $890K lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Abundance 99 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NAPA, CA, 2025
Abundance 99 ranks 161st of 229 lenders in Napa, CA, with $765K lent: 0.1% of a $1.51B market.
Napa, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Abundance 99 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SALINAS, CA, 2025
Abundance 99 ranks 238th of 300 lenders in Salinas, CA, with $505K lent: 0.0% of a $2.47B market.
Salinas, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Abundance 99 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CLEVELAND, OH, 2025
Abundance 99 ranks 426th of 577 lenders in Cleveland, OH, with $380K lent: 0.0% of a $11.41B market.
Cleveland, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Abundance 99 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — INDIANAPOLIS-CARMEL-GREENWOOD, IN, 2025
Abundance 99 ranks 612th of 634 lenders in Indianapolis-Carmel-Greenwood, IN, with $145K lent: 0.0% of a $16.69B market.
Indianapolis-Carmel-Greenwood, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Abundance 99 in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Abundance 99 and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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