Applications / Mortgage Analytics / Lenders / Ohio / 3rd Street Financial / Competition
3rd Street Financial
West Chester, OH · Non-bank or government lender · CFPB · 185 loans in 2025
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185
loans originated, 2025
301
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who 3rd Street Financial competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CINCINNATI, IN-KY-OH, 2025
3rd Street Financial ranks 89th of 621 lenders in Cincinnati, IN-KY-OH, with $32.8M lent: 0.2% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 3rd Street Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
3rd Street Financial ranks 301st of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $7.0M lent: 0.0% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 3rd Street Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DAYTON-KETTERING-BEAVERCREEK, OH, 2025
3rd Street Financial ranks 108th of 443 lenders in Dayton-Kettering-Beavercreek, OH, with $5.9M lent: 0.1% of a $4.54B market.
Dayton-Kettering-Beavercreek, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 3rd Street Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO TENNESSEE, 2025
3rd Street Financial ranks 351st of 746 lenders in non-metro Tennessee, with $1.9M lent: 0.0% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 3rd Street Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO OHIO, 2025
3rd Street Financial ranks 292nd of 592 lenders in non-metro Ohio, with $1.7M lent: 0.0% of a $6.94B market.
non-metro Ohio is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 3rd Street Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
3rd Street Financial ranks 735th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $685K lent: 0.0% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and 3rd Street Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — WINSTON-SALEM, NC, 2025
3rd Street Financial ranks 289th of 465 lenders in Winston-Salem, NC, with $655K lent: 0.0% of a $3.99B market.
Winston-Salem, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and 3rd Street Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CAPE CORAL-FORT MYERS, FL, 2025
3rd Street Financial ranks 528th of 798 lenders in Cape Coral-Fort Myers, FL, with $605K lent: 0.0% of a $7.41B market.
Cape Coral-Fort Myers, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and 3rd Street Financial in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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