Applications / Mortgage Analytics / Lenders / Pennsylvania / White Rose Credit Union / Competition
White Rose Credit Union
York, PA · Credit union · NCUA · $115 million assets · 53 loans in 2025
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53
loans originated, 2025
78
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who White Rose Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — YORK-HANOVER, PA, 2025
White Rose Credit Union ranks 92nd of 379 lenders in York-Hanover, PA, with $3.8M lent: 0.1% of a $2.78B market.
York-Hanover, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and White Rose Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — GETTYSBURG, PA, 2025
White Rose Credit Union ranks 197th of 228 lenders in Gettysburg, PA, with $180K lent: 0.0% of a $592.1M market.
Gettysburg, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and White Rose Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — HARRISBURG-CARLISLE, PA, 2025
White Rose Credit Union ranks 392nd of 396 lenders in Harrisburg-Carlisle, PA, with $35K lent: 0.0% of a $3.14B market.
Harrisburg-Carlisle, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and White Rose Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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White Rose Credit Union's data
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White Rose Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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