Applications / Mortgage Analytics / Lenders / North Carolina / Weyco Community Credit Union
Plymouth, NC · Credit union · NCUA · $111 million assets · 38 loans in 2025
Weyco Community Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
38
loans originated, 2025
47
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Weyco Community Credit Union is a small North Carolina lender that mostly finances home purchases, and two in five of its loans go to neighborhoods where minorities are the majority.
It made 38 loans in 2025, up from 29, and has made between 28 and 44 a year since 2018. Home purchases were 68.4% of them. Similar lenders, credit unions making between half and twice as many loans, grew 1%, while it grew faster than about four in five of them.
Its typical loan was $240,000, against $85,000 at similar lenders, larger than at about nine in ten of them. It was $145,000 a year earlier, so with so few loans the jump may say more about a handful of loans than a new strategy.
Its typical rate was 5.35%, against 6.75% at similar lenders, lower than at almost all of them. None of its loans was higher-priced (a rate well above the average for similar loans), against 3.2% at the typical peer.
Two in five of its loans, 39.5%, were in majority-minority neighborhoods, against 9.1% at similar lenders. In Greenville its share rose from 0.1% to 0.2%, placing it 59th of 264 lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Weyco Community Credit Union took 47 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 68.4% · Refinance 21.1% · Other 7.9% · Home improvement 2.6%
Conventional 100.0% · of 38 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| North Carolina | 38 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Greenville | 7 |
| Jacksonville | 1 |
| Wilmington | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493007ATUOSGE6PR745 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 161899 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 566324 | 2002–2017 |
Established 1 January 1959. Reported under HMDA 2002-2025.
Mergers, name changes, data editions and corrections: Weyco Community Credit Union's data.
Weyco Community Credit Union's data
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Weyco Community Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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