Applications / Mortgage Analytics / Lenders / Texas / West Texas National Bank / Competition
West Texas National Bank
Midland, TX · National bank · OCC · $2.8 billion assets · 85 loans in 2025
West Texas National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
85
loans originated, 2025
125
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who West Texas National Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO TEXAS, 2025
West Texas National Bank ranks 234th of 831 lenders in non-metro Texas, with $8.5M lent: 0.1% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and West Texas National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LUBBOCK, TX, 2025
West Texas National Bank ranks 39th of 341 lenders in Lubbock, TX, with $7.0M lent: 0.4% of a $1.78B market.
Lubbock, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and West Texas National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MIDLAND, TX, 2025
West Texas National Bank ranks 55th of 294 lenders in Midland, TX, with $5.3M lent: 0.4% of a $1.51B market.
Midland, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and West Texas National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ODESSA, TX, 2025
West Texas National Bank ranks 36th of 196 lenders in Odessa, TX, with $3.9M lent: 0.5% of a $783.5M market.
Odessa, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and West Texas National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
West Texas National Bank ranks 247th of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $2.0M lent: 0.0% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and West Texas National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PHOENIX-MESA-CHANDLER, AZ, 2025
West Texas National Bank ranks 694th of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $725K lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and West Texas National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO COLORADO, 2025
West Texas National Bank ranks 462nd of 626 lenders in non-metro Colorado, with $655K lent: 0.0% of a $9.24B market.
non-metro Colorado is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and West Texas National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SAN ANTONIO-NEW BRAUNFELS, TX, 2025
West Texas National Bank ranks 643rd of 669 lenders in San Antonio-New Braunfels, TX, with $145K lent: 0.0% of a $16.26B market.
San Antonio-New Braunfels, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and West Texas National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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