Applications / Mortgage Analytics / Lenders / Virginia / ValleyStar Credit Union / Competition
ValleyStar Credit Union
Martinsville, VA · Credit union · NCUA · $540 million assets · 102 loans in 2025
ValleyStar Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
102
loans originated, 2025
254
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who ValleyStar Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO VIRGINIA, 2025
ValleyStar Credit Union ranks 141st of 539 lenders in non-metro Virginia, with $6.3M lent: 0.1% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ValleyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ROANOKE, VA, 2025
ValleyStar Credit Union ranks 194th of 346 lenders in Roanoke, VA, with $720K lent: 0.0% of a $2.03B market.
Roanoke, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ValleyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — STAUNTON-STUARTS DRAFT, VA, 2025
ValleyStar Credit Union ranks 177th of 236 lenders in Staunton-Stuarts Draft, VA, with $310K lent: 0.0% of a $800.1M market.
Staunton-Stuarts Draft, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ValleyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — RICHMOND, VA, 2025
ValleyStar Credit Union ranks 523rd of 551 lenders in Richmond, VA, with $140K lent: 0.0% of a $11.70B market.
Richmond, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ValleyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — GREENSBORO-HIGH POINT, NC, 2025
ValleyStar Credit Union ranks 453rd of 469 lenders in Greensboro-High Point, NC, with $75K lent: 0.0% of a $4.20B market.
Greensboro-High Point, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ValleyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WILMINGTON, NC, 2025
ValleyStar Credit Union ranks 536th of 538 lenders in Wilmington, NC, with $45K lent: 0.0% of a $6.21B market.
Wilmington, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and ValleyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LYNCHBURG, VA, 2025
ValleyStar Credit Union ranks 320th of 329 lenders in Lynchburg, VA, with $55K lent: 0.0% of a $1.79B market.
Lynchburg, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and ValleyStar Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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