Applications / Mortgage Analytics / Lenders / Kentucky / United Southern Bank / Competition
United Southern Bank
Hopkinsville, KY · State member bank · FRS · $352 million assets · 109 loans in 2025
United Southern Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
109
loans originated, 2025
124
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who United Southern Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CLARKSVILLE, KY-TN, 2025
United Southern Bank ranks 34th of 397 lenders in Clarksville, KY-TN, with $16.3M lent: 0.6% of a $2.82B market.
Clarksville, KY-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Southern Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO KENTUCKY, 2025
United Southern Bank ranks 176th of 537 lenders in non-metro Kentucky, with $4.0M lent: 0.1% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Southern Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO TENNESSEE, 2025
United Southern Bank ranks 498th of 746 lenders in non-metro Tennessee, with $625K lent: 0.0% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Southern Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
United Southern Bank ranks 711th of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $385K lent: 0.0% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Southern Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MISSISSIPPI, 2025
United Southern Bank ranks 402nd of 438 lenders in non-metro Mississippi, with $165K lent: 0.0% of a $3.95B market.
non-metro Mississippi is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Southern Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
United Southern Bank ranks 602nd of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $65K lent: 0.0% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Southern Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BOWLING GREEN, KY, 2025
United Southern Bank ranks 227th of 250 lenders in Bowling Green, KY, with $135K lent: 0.0% of a $1.24B market.
Bowling Green, KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Southern Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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United Southern Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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