Applications / Mortgage Analytics / Lenders / Michigan / Union Bank / Competition
Union Bank
Grand Rapids, MI · State non-member bank · FDIC · $391 million assets · 44 loans in 2025
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44
loans originated, 2025
71
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Union Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
Union Bank ranks 118th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $5.8M lent: 0.1% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Union Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DETROIT-WARREN-DEARBORN, MI, 2025
Union Bank ranks 294th of 599 lenders in Detroit-Warren-Dearborn, MI, with $2.9M lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Union Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — LANSING-EAST LANSING, MI, 2025
Union Bank ranks 87th of 333 lenders in Lansing-East Lansing, MI, with $2.5M lent: 0.1% of a $2.02B market.
Lansing-East Lansing, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Union Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO MICHIGAN, 2025
Union Bank ranks 328th of 606 lenders in non-metro Michigan, with $1.1M lent: 0.0% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Union Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO NEW HAMPSHIRE, 2025
Union Bank ranks 326th of 386 lenders in non-metro New Hampshire, with $355K lent: 0.0% of a $4.09B market.
non-metro New Hampshire is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Union Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — BAY CITY, MI, 2025
Union Bank ranks 155th of 172 lenders in Bay City, MI, with $105K lent: 0.0% of a $337.2M market.
Bay City, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Union Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MUSKEGON-NORTON SHORES, MI, 2025
Union Bank ranks 186th of 233 lenders in Muskegon-Norton Shores, MI, with $225K lent: 0.0% of a $964.1M market.
Muskegon-Norton Shores, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Union Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Union Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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