Applications / Mortgage Analytics / Lenders / Tennessee / UBank / Competition
UBank
Knoxville, TN · State non-member bank · FDIC · $180 million assets · 47 loans in 2025
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47
loans originated, 2025
57
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who UBank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — KNOXVILLE, TN, 2025
UBank ranks 180th of 599 lenders in Knoxville, TN, with $5.4M lent: 0.1% of a $8.06B market.
Knoxville, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CLARKSVILLE, KY-TN, 2025
UBank ranks 193rd of 397 lenders in Clarksville, KY-TN, with $825K lent: 0.0% of a $2.82B market.
Clarksville, KY-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO KENTUCKY, 2025
UBank ranks 315th of 537 lenders in non-metro Kentucky, with $635K lent: 0.0% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO TENNESSEE, 2025
UBank ranks 518th of 746 lenders in non-metro Tennessee, with $555K lent: 0.0% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MORRISTOWN, TN, 2025
UBank ranks 165th of 268 lenders in Morristown, TN, with $460K lent: 0.1% of a $784.1M market.
Morristown, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and UBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CHATTANOOGA, GA-TN, 2025
UBank ranks 372nd of 525 lenders in Chattanooga, GA-TN, with $455K lent: 0.0% of a $4.21B market.
Chattanooga, GA-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and UBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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UBank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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