Applications / Mortgage Analytics / Lenders / Ohio / The Waterford Commercial and Savings Bank / Competition
The Waterford Commercial and Savings Bank
Waterford, OH · State non-member bank · FDIC · $56.1 million assets · 43 loans in 2025
The Waterford Commercial and Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
43
loans originated, 2025
52
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who The Waterford Commercial and Savings Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO OHIO, 2025
The Waterford Commercial and Savings Bank ranks 161st of 592 lenders in non-metro Ohio, with $6.6M lent: 0.1% of a $6.94B market.
non-metro Ohio is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Waterford Commercial and Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — COLUMBUS, OH, 2025
The Waterford Commercial and Savings Bank ranks 421st of 596 lenders in Columbus, OH, with $715K lent: 0.0% of a $16.93B market.
Columbus, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Waterford Commercial and Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PARKERSBURG-VIENNA, WV, 2025
The Waterford Commercial and Savings Bank ranks 68th of 111 lenders in Parkersburg-Vienna, WV, with $360K lent: 0.2% of a $214.9M market.
Parkersburg-Vienna, WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Waterford Commercial and Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO PENNSYLVANIA, 2025
The Waterford Commercial and Savings Bank ranks 524th of 643 lenders in non-metro Pennsylvania, with $275K lent: 0.0% of a $5.62B market.
non-metro Pennsylvania is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Waterford Commercial and Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The Waterford Commercial and Savings Bank's data
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The Waterford Commercial and Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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