Applications / Mortgage Analytics / Lenders / Kentucky / The Sacramento Deposit Bank / Competition
The Sacramento Deposit Bank
Sacramento, KY · State non-member bank · FDIC · $147 million assets · 91 loans in 2025
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91
loans originated, 2025
98
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who The Sacramento Deposit Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO KENTUCKY, 2025
The Sacramento Deposit Bank ranks 121st of 537 lenders in non-metro Kentucky, with $8.4M lent: 0.2% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Sacramento Deposit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — OWENSBORO, KY, 2025
The Sacramento Deposit Bank ranks 24th of 163 lenders in Owensboro, KY, with $3.0M lent: 0.6% of a $474.4M market.
Owensboro, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Sacramento Deposit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 70% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — EVANSVILLE, IN, 2025
The Sacramento Deposit Bank ranks 185th of 248 lenders in Evansville, IN, with $325K lent: 0.0% of a $1.39B market.
Evansville, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Sacramento Deposit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BOWLING GREEN, KY, 2025
The Sacramento Deposit Bank ranks 249th of 250 lenders in Bowling Green, KY, with $35K lent: 0.0% of a $1.24B market.
Bowling Green, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Sacramento Deposit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The Sacramento Deposit Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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