Applications / Mortgage Analytics / Lenders / Kentucky / The Health and Education Federal Credit Union / Competition
The Health and Education Federal Credit Union
Lexington, KY · Credit union · NCUA · $121 million assets · 56 loans in 2025
The Health and Education Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
56
loans originated, 2025
65
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who The Health and Education Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LEXINGTON-FAYETTE, KY, 2025
The Health and Education Federal Credit Union ranks 106th of 389 lenders in Lexington-Fayette, KY, with $4.9M lent: 0.1% of a $3.62B market.
Lexington-Fayette, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Health and Education Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
The Health and Education Federal Credit Union ranks 418th of 510 lenders in Louisville/Jefferson County, IN-KY, with $295K lent: 0.0% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Health and Education Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO KENTUCKY, 2025
The Health and Education Federal Credit Union ranks 429th of 537 lenders in non-metro Kentucky, with $280K lent: 0.0% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Health and Education Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HUNTINGTON-ASHLAND, KY-OH-WV, 2025
The Health and Education Federal Credit Union ranks 237th of 237 lenders in Huntington-Ashland, KY-OH-WV, with $45K lent: 0.0% of a $1.12B market.
Huntington-Ashland, KY-OH-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Health and Education Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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