Applications / Mortgage Analytics / Lenders / Georgia / The Citizens Bank of Georgia / Competition
The Citizens Bank of Georgia
Cumming, GA · State non-member bank · FDIC · $617 million assets · 60 loans in 2025
The Citizens Bank of Georgia's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
60
loans originated, 2025
63
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who The Citizens Bank of Georgia competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — GAINESVILLE, GA, 2025
The Citizens Bank of Georgia ranks 15th of 336 lenders in Gainesville, GA, with $24.8M lent: 1.5% of a $1.67B market.
Gainesville, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Citizens Bank of Georgia in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
The Citizens Bank of Georgia ranks 297th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $16.4M lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Citizens Bank of Georgia in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO GEORGIA, 2025
The Citizens Bank of Georgia ranks 531st of 683 lenders in non-metro Georgia, with $475K lent: 0.0% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Citizens Bank of Georgia in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
The Citizens Bank of Georgia's data
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The Citizens Bank of Georgia and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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