Applications / Mortgage Analytics / Lenders / Minnesota / The Bank of Elk River / Competition
The Bank of Elk River
Elk River, MN · State non-member bank · FDIC · $718 million assets · 95 loans in 2025
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95
loans originated, 2025
117
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who The Bank of Elk River competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
The Bank of Elk River ranks 120th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $35.9M lent: 0.1% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Elk River in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MINNESOTA, 2025
The Bank of Elk River ranks 239th of 536 lenders in non-metro Minnesota, with $2.2M lent: 0.0% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Elk River in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CAPE CORAL-FORT MYERS, FL, 2025
The Bank of Elk River ranks 327th of 798 lenders in Cape Coral-Fort Myers, FL, with $1.7M lent: 0.0% of a $7.41B market.
Cape Coral-Fort Myers, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Elk River in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ST. CLOUD, MN, 2025
The Bank of Elk River ranks 131st of 243 lenders in St. Cloud, MN, with $640K lent: 0.1% of a $1.04B market.
St. Cloud, MN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Elk River in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ROCHESTER, MN, 2025
The Bank of Elk River ranks 226th of 276 lenders in Rochester, MN, with $265K lent: 0.0% of a $1.45B market.
Rochester, MN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Bank of Elk River in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HOMOSASSA SPRINGS, FL, 2025
The Bank of Elk River ranks 333rd of 377 lenders in Homosassa Springs, FL, with $145K lent: 0.0% of a $1.14B market.
Homosassa Springs, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Bank of Elk River in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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