Applications / Mortgage Analytics / Lenders / Tennessee / Tennessee State Bank
Pigeon Forge, TN · State member bank · FRS · $982 million assets · 53 loans in 2025
Tennessee State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
53
loans originated, 2025
112
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Tennessee State Bank, a Pigeon Forge lender since at least 1990, made 53 home loans in 2025, about a quarter as many as in 2020.
Purchase loans made up 67.9% of its lending and refinances 20.8%, and every loan was conventional. Its typical loan was $215,000, against $185,000 at similar lenders (state member banks making between half and twice as many loans). Manufactured homes took 17.0% of its loans, against 1.4% at peers, but on 53 loans that is too few to read much into.
It made between 170 and 203 loans a year from 2018 to 2022, then 76 in 2023, 55 in 2024 and 53 in 2025. Similar lenders grew 7% last year. The figures do not say why the count fell; a choice to lend less, or fewer buyers in the counties it serves, could account for it.
In Morristown, TN, where it has lent since at least 1990, its share rose 0.1 points to 0.3%, placing it 74 of 268 lenders. Rocket Mortgage leads that market. In Knoxville it ranks 212 of 599.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Tennessee State Bank took 112 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 67.9% · Refinance 20.8% · Other 7.5% · Home improvement 3.8%
Conventional 100.0% · of 53 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 53 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Knoxville | 10 |
| Morristown | 5 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300EEYVCFG0V6Z057 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 479839 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 320720 | 1990–2000 |
| Respondent ID (the HMDA filer code before 2018) | 2479839 | 2001–2017 |
Established 19 June 1972. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Tennessee State Bank's data.
Tennessee State Bank's data
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Tennessee State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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