A home buyer's bank
Purchase loans made up 81.1% of its lending, and every loan was conventional. Its typical loan was $335,000, against $245,000 at similar lenders (savings institutions making between half and twice as many loans).
Applications / Mortgage Analytics / Lenders / North Carolina / Taylorsville Savings Bank
Taylorsville Savings Bank
Taylorsville, NC · Savings institution · FDIC · $216 million assets · 111 loans in 2025
Taylorsville Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
111
loans originated, 2025
141
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Taylorsville Savings Bank is a home-purchase lender that grew 26% in 2025 and ranks 14 of 374 lenders in the Hickory market, where it has lent since at least 1990.
Faster growth than its peers
Its loans rose from 88 to 111, faster than more than three-quarters of similar lenders, which grew 7%. It filed no HMDA report for 2020 or 2021, so its record has gaps there.
Rising share in Hickory
In Hickory-Lenoir-Morganton, NC, its share rose 0.3 points to 1.6%, placing it 14 of 374 lenders. State Employees' Credit Union leads that market. Elsewhere, in Charlotte and Winston-Salem, its share rounds to nothing.
Few loans in poorer areas
Only 13.0% of its loans went to low- and moderate-income borrowers, against 24.2% at similar lenders, and 7.2% to low- and moderate-income neighborhoods, against 17.2%. Both are among the lowest tenth of its peers. Its larger-than-typical purchase loans are one possible reason; its lending is confined to 12 counties in one state, which is another.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
111 loans in 2025, against a peak of 121 in 2022.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Taylorsville Savings Bank took 141 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
81.1% of its 2025 loans were purchase loans; all were conventional loans.
Purchase 81.1% · Other 9.9% · Refinance 7.2% · Home improvement 1.8%
Conventional 100.0% · of 111 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 3 metros, 12 counties
| State | Loans | Share |
|---|---|---|
| North Carolina | 111 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Hickory-Lenoir-Morganton | 92 |
| Charlotte-Concord-Gastonia | 12 |
| Winston-Salem | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300BV0LT7IVZH9408 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 258379 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 48170 | 1990–1993 |
| Respondent ID (the HMDA filer code before 2018) | 332348 | 1994–2017 |
Established 1 April 1921. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Taylorsville Savings Bank's data.
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