Applications / Mortgage Analytics / Lenders / Massachusetts / Taunton Federal Credit Union
Taunton, MA · Credit union · NCUA · $426 million assets · 101 loans in 2025
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101
loans originated, 2025
158
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Taunton Federal Credit Union makes far bigger loans than other credit unions of its size, and in 2025 it made 51% more loans while similar lenders grew 8%.
Its typical loan was $465,000, against $95,000 at similar lenders (credit unions making between half and twice as many loans). That is higher than almost all of them. Every loan was conventional, with no government-backed lending, and refinances made up 58.4% of its business. It also bought 45 loans from other lenders; the typical similar lender bought none.
Its loans rose from 67 to 101, faster than more than eight in ten similar lenders and well ahead of the whole market's 10%. The count is still below the 168 it made in 2020.
In 2025, 43.6% of its loans went to low- and moderate-income (LMI) neighborhoods, against 17.2% at similar lenders. Only 17.3% went to LMI borrowers, against 29.9%, lower than more than eight in ten peers. Its large loans and refinance-heavy book are possible reasons for the lower borrower share.
Its largest market is Providence-Warwick, MA-RI, where it has lent since 1992. Its share rose 0.1 points to 0.3%, placing it 69 of 475 lenders. Citizens Bank leads that market.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Taunton Federal Credit Union took 158 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 58.4% · Purchase 26.7% · Home improvement 7.9% · Other 6.9%
Conventional 100.0% · of 101 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Massachusetts | 95 | 94.1% |
| Rhode Island | 6 | 5.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Providence-Warwick | 82 |
| Boston | 17 |
| Barnstable Town | 1 |
| Cambridge-Newton-Framingham | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493002AZUZUDBY8ZU75 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 877378 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 55602 | 1994–2017 |
Established 1 January 1947. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Taunton Federal Credit Union's data.
Taunton Federal Credit Union's data
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Taunton Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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