Applications / Mortgage Analytics / Lenders / Illinois / State Bank of the Lakes / Competition
State Bank of the Lakes
Antioch, IL · National bank · OCC · $2.5 billion assets · 98 loans in 2025
State Bank of the Lakes's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
98
loans originated, 2025
115
applications, 2025
12
states and territories
0
gaps bigger than at similar lenders
Who State Bank of the Lakes competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
State Bank of the Lakes ranks 282nd of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $18.5M lent: 0.0% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Bank of the Lakes in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MADISON, WI, 2025
State Bank of the Lakes ranks 63rd of 380 lenders in Madison, WI, with $15.0M lent: 0.2% of a $6.35B market.
Madison, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Bank of the Lakes in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO WISCONSIN, 2025
State Bank of the Lakes ranks 188th of 659 lenders in non-metro Wisconsin, with $7.4M lent: 0.1% of a $8.43B market.
non-metro Wisconsin is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Bank of the Lakes in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
State Bank of the Lakes ranks 450th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $6.4M lent: 0.0% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Bank of the Lakes in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MILWAUKEE-WAUKESHA, WI, 2025
State Bank of the Lakes ranks 186th of 510 lenders in Milwaukee-Waukesha, WI, with $4.0M lent: 0.0% of a $10.55B market.
Milwaukee-Waukesha, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and State Bank of the Lakes in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
State Bank of the Lakes ranks 404th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $2.1M lent: 0.0% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and State Bank of the Lakes in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — RALEIGH-CARY, NC, 2025
State Bank of the Lakes ranks 391st of 638 lenders in Raleigh-Cary, NC, with $1.4M lent: 0.0% of a $15.84B market.
Raleigh-Cary, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and State Bank of the Lakes in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SALINAS, CA, 2025
State Bank of the Lakes ranks 186th of 300 lenders in Salinas, CA, with $1.1M lent: 0.0% of a $2.47B market.
Salinas, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and State Bank of the Lakes in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
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State Bank of the Lakes and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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