Applications / Mortgage Analytics / Lenders / Michigan / Route 31 Federal Credit Union / Competition
Route 31 Federal Credit Union
Muskegon, MI · Credit union · NCUA · $97.8 million assets · 49 loans in 2025
Route 31 Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
49
loans originated, 2025
69
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Route 31 Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MUSKEGON-NORTON SHORES, MI, 2025
Route 31 Federal Credit Union ranks 56th of 233 lenders in Muskegon-Norton Shores, MI, with $2.4M lent: 0.2% of a $964.1M market.
Muskegon-Norton Shores, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Route 31 Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LANSING-EAST LANSING, MI, 2025
Route 31 Federal Credit Union ranks 318th of 333 lenders in Lansing-East Lansing, MI, with $85K lent: 0.0% of a $2.02B market.
Lansing-East Lansing, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Route 31 Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
Route 31 Federal Credit Union ranks 429th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $65K lent: 0.0% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Route 31 Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO MICHIGAN, 2025
Route 31 Federal Credit Union ranks 594th of 606 lenders in non-metro Michigan, with $50K lent: 0.0% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Route 31 Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Route 31 Federal Credit Union's data
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Route 31 Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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