Applications / Mortgage Analytics / Lenders / Tennessee / RockPointBank / Competition
RockPointBank
Chattanooga, TN · National bank · OCC · $345 million assets · 45 loans in 2025
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45
loans originated, 2025
59
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who RockPointBank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHATTANOOGA, GA-TN, 2025
RockPointBank ranks 40th of 525 lenders in Chattanooga, GA-TN, with $24.5M lent: 0.6% of a $4.21B market.
Chattanooga, GA-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and RockPointBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
RockPointBank ranks 452nd of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $3.6M lent: 0.0% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and RockPointBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CLEVELAND, TN, 2025
RockPointBank ranks 50th of 258 lenders in Cleveland, TN, with $3.3M lent: 0.4% of a $751.0M market.
Cleveland, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and RockPointBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BRUNSWICK-ST. SIMONS, GA, 2025
RockPointBank ranks 133rd of 271 lenders in Brunswick-St. Simons, GA, with $805K lent: 0.1% of a $958.2M market.
Brunswick-St. Simons, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and RockPointBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
RockPointBank ranks 643rd of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $605K lent: 0.0% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and RockPointBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GADSDEN, AL, 2025
RockPointBank ranks 95th of 190 lenders in Gadsden, AL, with $525K lent: 0.1% of a $438.6M market.
Gadsden, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and RockPointBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
RockPointBank ranks 735th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $485K lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and RockPointBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO ALABAMA, 2025
RockPointBank ranks 501st of 523 lenders in non-metro Alabama, with $115K lent: 0.0% of a $3.92B market.
non-metro Alabama is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and RockPointBank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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