Applications / Mortgage Analytics / Lenders / Missouri / Pony Express Bank / Competition
Pony Express Bank
Braymer, MO · State non-member bank · FDIC · $376 million assets · 54 loans in 2025
Pony Express Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
54
loans originated, 2025
63
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Pony Express Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — KANSAS CITY, KS-MO, 2025
Pony Express Bank ranks 147th of 659 lenders in Kansas City, KS-MO, with $17.3M lent: 0.1% of a $16.29B market.
Kansas City, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pony Express Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MISSOURI, 2025
Pony Express Bank ranks 184th of 640 lenders in non-metro Missouri, with $4.8M lent: 0.1% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pony Express Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NAPLES-MARCO ISLAND, FL, 2025
Pony Express Bank ranks 216th of 595 lenders in Naples-Marco Island, FL, with $2.8M lent: 0.1% of a $5.13B market.
Naples-Marco Island, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pony Express Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Pony Express Bank ranks 503rd of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $2.7M lent: 0.0% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pony Express Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Pony Express Bank ranks 560th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $1.8M lent: 0.0% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pony Express Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Pony Express Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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