Applications / Mortgage Analytics / Lenders / Minnesota / Platinum Bank / Competition
Platinum Bank
Oakdale, MN · State non-member bank · FDIC · $694 million assets · 43 loans in 2025
Platinum Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
43
loans originated, 2025
51
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Platinum Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Platinum Bank ranks 130th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $28.1M lent: 0.1% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Platinum Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MINNESOTA, 2025
Platinum Bank ranks 220th of 536 lenders in non-metro Minnesota, with $2.6M lent: 0.0% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Platinum Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NEW HAVEN, CT, 2025
Platinum Bank ranks 286th of 392 lenders in New Haven, CT, with $725K lent: 0.0% of a $4.92B market.
New Haven, CT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Platinum Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CAPE CORAL-FORT MYERS, FL, 2025
Platinum Bank ranks 577th of 798 lenders in Cape Coral-Fort Myers, FL, with $485K lent: 0.0% of a $7.41B market.
Cape Coral-Fort Myers, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Platinum Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PHOENIX-MESA-CHANDLER, AZ, 2025
Platinum Bank ranks 764th of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $435K lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Platinum Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MANKATO, MN, 2025
Platinum Bank ranks 142nd of 180 lenders in Mankato, MN, with $185K lent: 0.0% of a $491.5M market.
Mankato, MN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Platinum Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — DULUTH, MN-WI, 2025
Platinum Bank ranks 289th of 318 lenders in Duluth, MN-WI, with $135K lent: 0.0% of a $1.36B market.
Duluth, MN-WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Platinum Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ST. CLOUD, MN, 2025
Platinum Bank ranks 226th of 243 lenders in St. Cloud, MN, with $125K lent: 0.0% of a $1.04B market.
St. Cloud, MN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Platinum Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Platinum Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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