Applications / Mortgage Analytics / Lenders / California / Pasadena Federal Credit Union
Pasadena, CA · Credit union · NCUA · $380 million assets · 75 loans in 2025
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75
loans originated, 2025
97
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Pasadena Federal Credit Union is mainly a home-improvement lender, and most of its loans are in majority-minority neighborhoods.
Home improvement made up 49.3% of its loans, refinancing 28.0% and purchases only 16.0%. Every loan was conventional, with none backed by the government. Its typical loan was $115,000, against $95,000 at similar lenders, meaning credit unions making between half and twice as many loans.
Some 77.3% of its loans were in majority-minority neighborhoods, against 9.3% at similar lenders, higher than at about nineteen in twenty of them. Los Angeles-Long Beach-Anaheim is its largest market, and it lends in six counties of one state.
It made 75 loans in 2025, up 10% from 68, a little faster than the 6% at similar lenders and in line with the whole market. It merged with Pasadena Service Federal Credit Union in 2024, which may have added to its lending. It made 77 loans in 2023 and filed no report for 2018 to 2022.
It ranked 378 of 757 lenders in Los Angeles-Long Beach-Anaheim, where JPMorgan Chase Bank led. It first reported to HMDA in 1992 and first lent in San Francisco-Oakland-Fremont in 2024.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Pasadena Federal Credit Union took 97 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 49.3% · Refinance 28.0% · Purchase 16.0% · Other 6.7%
Conventional 100.0% · of 75 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 75 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Los Angeles-Long Beach-Glendale | 63 |
| Riverside-San Bernardino-Ontario | 5 |
| Anaheim-Santa Ana-Irvine | 4 |
| Oxnard-Thousand Oaks-Ventura | 2 |
| Oakland-Fremont-Berkeley | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LNJJYJMOPHAH96 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 790879 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 5594 | 1990–2017 |
Established 1 January 1935. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Pasadena Federal Credit Union's data.
Pasadena Federal Credit Union's data
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Pasadena Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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