Applications / Mortgage Analytics / Lenders / Pennsylvania / P&G Mehoopany Employees Federal Credit Union
Tunkhannock, PA · Credit union · NCUA · $187 million assets · 55 loans in 2025
P&G Mehoopany Employees Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
55
loans originated, 2025
74
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
P&G Mehoopany Employees Federal Credit Union is a small home-improvement lender around Scranton and Wilkes-Barre whose loans rose by two-thirds in 2025.
Home improvement made up 45.5% of its loans and refinancing 32.7%; purchases were just 9.1%. Every loan was conventional, with none backed by the government. Its typical loan, $85,000, was a little smaller than the $95,000 of similar lenders, meaning credit unions making between half and twice as many loans.
It made 55 loans in 2025, up from 33. That rise of 67% compares with 6% for similar lenders and 10% for the whole market, and was faster than about nine in ten of them. Its record is uneven, though: 67 loans in 2022, 29 in 2023. It filed no report for 2020 or 2021. At this size a few dozen loans swing the total.
In Scranton-Wilkes-Barre it ranked 75 of 395 lenders, with 0.2% of lending, up 0.1 points on the year. Rocket Mortgage led the market. The credit union has lent there since 2013.
Some 16.4% of its loans went to low- and moderate-income (LMI) borrowers, against 31.4% at similar lenders, lower than almost nine in ten of them. Only 1.8% went to LMI neighborhoods. It lends in just seven counties of one state, so the incomes of the members and places it serves may account for much of this.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. P&G Mehoopany Employees Federal Credit Union took 74 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 45.5% · Refinance 32.7% · Other 12.7% · Purchase 9.1%
Conventional 100.0% · of 55 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 55 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Scranton--Wilkes-Barre | 46 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300IL3FQNU6YHBJ72 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 194383 | 2013–2023 |
| Respondent ID (the HMDA filer code before 2018) | 520861 | 2013–2017 |
Established 1 January 1972. Reported under HMDA 2013-2025.
Mergers, name changes, data editions and corrections: P&G Mehoopany Employees Federal Credit Union's data.
P&G Mehoopany Employees Federal Credit Union's data
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P&G Mehoopany Employees Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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