Applications / Mortgage Analytics / Lenders / Florida / Ocean Bank / Competition
Ocean Bank
Miami, FL · State non-member bank · FDIC · $7.4 billion assets · 38 loans in 2025
Ocean Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
38
loans originated, 2025
94
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Ocean Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Ocean Bank ranks 49th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $200.3M lent: 0.4% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ocean Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
Ocean Bank ranks 211th of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $13.5M lent: 0.1% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ocean Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CAPE CORAL-FORT MYERS, FL, 2025
Ocean Bank ranks 289th of 798 lenders in Cape Coral-Fort Myers, FL, with $2.3M lent: 0.0% of a $7.41B market.
Cape Coral-Fort Myers, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ocean Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — PORT ST. LUCIE, FL, 2025
Ocean Bank ranks 313th of 559 lenders in Port St. Lucie, FL, with $905K lent: 0.0% of a $4.88B market.
Port St. Lucie, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Ocean Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Ocean Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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