Applications / Mortgage Analytics / Lenders / Minnesota / Novation Credit Union / Competition
Novation Credit Union
Oakdale, MN · Credit union · NCUA · $242 million assets · 112 loans in 2025
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112
loans originated, 2025
149
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Novation Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Novation Credit Union ranks 313th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $4.7M lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Novation Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MINNESOTA, 2025
Novation Credit Union ranks 199th of 536 lenders in non-metro Minnesota, with $3.1M lent: 0.1% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Novation Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO WISCONSIN, 2025
Novation Credit Union ranks 532nd of 659 lenders in non-metro Wisconsin, with $380K lent: 0.0% of a $8.43B market.
non-metro Wisconsin is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Novation Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO SOUTH DAKOTA, 2025
Novation Credit Union ranks 224th of 239 lenders in non-metro South Dakota, with $145K lent: 0.0% of a $1.47B market.
non-metro South Dakota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Novation Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ST. CLOUD, MN, 2025
Novation Credit Union ranks 232nd of 243 lenders in St. Cloud, MN, with $95K lent: 0.0% of a $1.04B market.
St. Cloud, MN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Novation Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LA CROSSE-ONALASKA, MN-WI, 2025
Novation Credit Union ranks 213th of 213 lenders in La Crosse-Onalaska, MN-WI, with $25K lent: 0.0% of a $926.5M market.
La Crosse-Onalaska, MN-WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Novation Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — MANKATO, MN, 2025
Novation Credit Union ranks 179th of 180 lenders in Mankato, MN, with $25K lent: 0.0% of a $491.5M market.
Mankato, MN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Novation Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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