Applications / Mortgage Analytics / Lenders / Massachusetts / National Grand Bank of Marblehead
Marblehead, MA · National bank · OCC · $445 million assets · 40 loans in 2025
National Grand Bank of Marblehead's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
40
loans originated, 2025
43
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
National Grand Bank of Marblehead is a small lender of large loans: its typical loan in 2025 was $545,000, against $175,000 at similar national banks.
Similar lenders are national banks making between half and twice as many loans. Its typical loan was larger than at more than nine in ten of them. Jumbo loans, those larger than the conforming limit, were 17.5% of its total, against 3.4%. So its 40 loans came to $26.4 million, more than at about three in four peers.
It made 40 loans, as in 2024; similar lenders were flat too. In 2021 it made 139, perhaps helped then by refinancing, which was 17.5% of its loans in 2025. It lends in two counties and has lent in the Boston area since at least 1990, where it ranked 219 of 664 lenders.
Home purchases were 77.5% of its loans and refinancing 17.5%. Every loan was conventional, with none backed by a government agency.
Low- and moderate-income (LMI) borrowers took 7.5% of its loans, against 23.9% at similar lenders. One possible reason is its loan size: buyers borrowing $545,000 tend to earn more. Its share in LMI neighborhoods, 12.5%, was up from 2.5% in 2024.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. National Grand Bank of Marblehead took 43 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 77.5% · Refinance 17.5% · Home improvement 2.5% · Other 2.5%
Conventional 100.0% · of 40 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Massachusetts | 40 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cambridge-Newton-Framingham | 39 |
| Boston | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LUOV7WW4BLH779 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 863607 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 1676 | 1990–2017 |
Established 1 January 1831. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: National Grand Bank of Marblehead's data.
National Grand Bank of Marblehead's data
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National Grand Bank of Marblehead and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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