Applications / Mortgage Analytics / Lenders / Missouri / MRV Banks
Sainte Genevieve, MO · State non-member bank · FDIC · $858 million assets · 58 loans in 2025
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58
loans originated, 2025
59
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
MRV Banks, a Missouri bank, made 58 home loans in 2025, 18% more than a year before, and gained ground in Cape Girardeau.
Its loans rose 18%, while similar lenders, state non-member banks making between half and twice as many loans, grew 8% and the whole market 10%. That was faster than nearly two-thirds of them. Its record has a gap: it filed no report for 2021 or 2022. It made 25 loans in 2020 and 60 in 2023.
Its share of Cape Girardeau rose from 1.2% to 1.8%, ranking it 17 of 157 lenders. First State Community Bank leads that market. Its main market is rural Missouri, where it ranks 101 of 640.
Its typical loan was $225,000, against $165,000 at similar lenders, larger than at about seven in ten of them. Five years earlier its typical loan was $95,000. Its loans totaled $22.3 million, above the $17.3 million of the typical peer, though it made slightly fewer loans. All were conventional, and purchases made up 56.9%.
Some 34.5% of its loans went to low- and moderate-income borrowers, against 26.9% at similar lenders, more than at about seven in ten of them. The share swings widely: a year earlier it was 0.0%. On 58 loans, one year tells little.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. MRV Banks took 59 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 56.9% · Refinance 39.7% · Home improvement 3.4%
Conventional 100.0% · of 58 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 54 | 93.1% |
| Colorado | 1 | 1.7% |
| Illinois | 1 | 1.7% |
| Kentucky | 1 | 1.7% |
| Mississippi | 1 | 1.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cape Girardeau | 30 |
| St. Louis | 10 |
| Colorado Springs | 1 |
| Jackson | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300TWKRP1O3DIPG10 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3482111 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 358619 | 2014–2017 |
Established 16 July 2007. Reported under HMDA 2014-2025.
Mergers, name changes, data editions and corrections: MRV Banks's data.
MRV Banks's data
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