Applications / Mortgage Analytics / Lenders / California / Mission City Federal Credit Union / Competition
Mission City Federal Credit Union
Santa Clara, CA · Credit union · NCUA · $159 million assets · 79 loans in 2025
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79
loans originated, 2025
79
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Mission City Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
Mission City Federal Credit Union ranks 173rd of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $11.0M lent: 0.0% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mission City Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Mission City Federal Credit Union ranks 398th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $2.7M lent: 0.0% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mission City Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO CALIFORNIA, 2025
Mission City Federal Credit Union ranks 297th of 456 lenders in non-metro California, with $835K lent: 0.0% of a $4.39B market.
non-metro California is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mission City Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — STOCKTON-LODI, CA, 2025
Mission City Federal Credit Union ranks 314th of 401 lenders in Stockton-Lodi, CA, with $545K lent: 0.0% of a $5.50B market.
Stockton-Lodi, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mission City Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SANTA CRUZ-WATSONVILLE, CA, 2025
Mission City Federal Credit Union ranks 222nd of 271 lenders in Santa Cruz-Watsonville, CA, with $530K lent: 0.0% of a $2.11B market.
Santa Cruz-Watsonville, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mission City Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MERCED, CA, 2025
Mission City Federal Credit Union ranks 222nd of 260 lenders in Merced, CA, with $240K lent: 0.0% of a $1.06B market.
Merced, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mission City Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SANTA ROSA-PETALUMA, CA, 2025
Mission City Federal Credit Union ranks 321st of 330 lenders in Santa Rosa-Petaluma, CA, with $125K lent: 0.0% of a $4.19B market.
Santa Rosa-Petaluma, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mission City Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SALINAS, CA, 2025
Mission City Federal Credit Union ranks 298th of 300 lenders in Salinas, CA, with $55K lent: 0.0% of a $2.47B market.
Salinas, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mission City Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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