Applications / Mortgage Analytics / Lenders / Alabama / Merit Bank / Competition
Merit Bank
Huntsville, AL · State non-member bank · FDIC · 60 loans in 2025
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60
loans originated, 2025
64
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Merit Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HUNTSVILLE, AL, 2025
Merit Bank ranks 66th of 440 lenders in Huntsville, AL, with $14.9M lent: 0.3% of a $4.63B market.
Huntsville, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Merit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ALABAMA, 2025
Merit Bank ranks 184th of 523 lenders in non-metro Alabama, with $3.5M lent: 0.1% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Merit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — KINGSPORT-BRISTOL, TN-VA, 2025
Merit Bank ranks 229th of 324 lenders in Kingsport-Bristol, TN-VA, with $325K lent: 0.0% of a $1.54B market.
Kingsport-Bristol, TN-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Merit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR, 2025
Merit Bank ranks 341st of 423 lenders in Little Rock-North Little Rock-Conway, AR, with $280K lent: 0.0% of a $4.33B market.
Little Rock-North Little Rock-Conway, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Merit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DECATUR, AL, 2025
Merit Bank ranks 193rd of 240 lenders in Decatur, AL, with $270K lent: 0.0% of a $729.3M market.
Decatur, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Merit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — FLORENCE-MUSCLE SHOALS, AL, 2025
Merit Bank ranks 181st of 220 lenders in Florence-Muscle Shoals, AL, with $205K lent: 0.0% of a $784.8M market.
Florence-Muscle Shoals, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Merit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — TUSCALOOSA, AL, 2025
Merit Bank ranks 282nd of 306 lenders in Tuscaloosa, AL, with $155K lent: 0.0% of a $1.26B market.
Tuscaloosa, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Merit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BIRMINGHAM, AL, 2025
Merit Bank ranks 499th of 523 lenders in Birmingham, AL, with $105K lent: 0.0% of a $7.02B market.
Birmingham, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Merit Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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