Applications / Mortgage Analytics / Lenders / California / Members 1st Credit Union / Competition
Members 1st Credit Union
Redding, CA · Credit union · NCUA · $359 million assets · 49 loans in 2025
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49
loans originated, 2025
97
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Members 1st Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — REDDING, CA, 2025
Members 1st Credit Union ranks 45th of 249 lenders in Redding, CA, with $4.1M lent: 0.4% of a $919.8M market.
Redding, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Members 1st Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CHICO, CA, 2025
Members 1st Credit Union ranks 83rd of 255 lenders in Chico, CA, with $1.8M lent: 0.2% of a $1.11B market.
Chico, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Members 1st Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO CALIFORNIA, 2025
Members 1st Credit Union ranks 322nd of 456 lenders in non-metro California, with $630K lent: 0.0% of a $4.39B market.
non-metro California is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Members 1st Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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