Applications / Mortgage Analytics / Lenders / Pennsylvania / Mauch Chunk Trust Company
Jim Thorpe, PA · State non-member bank · FDIC · $649 million assets · 82 loans in 2025
Mauch Chunk Trust Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
82
loans originated, 2025
131
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Mauch Chunk Trust Company, of Jim Thorpe, Pennsylvania, makes small loans for many purposes and lends more in poorer neighborhoods than similar banks.
Only 37.8% of its loans paid for home purchases; refinances took 25.6%, and home improvement and other purposes 18.3% each. Its typical loan was $105,000, against $175,000 at similar lenders: state non-member banks making between half and twice as many loans. That is smaller than at nearly nine in ten of them.
Of its loans, 31.7% were in low- and moderate-income (LMI) neighborhoods, against 18.5% for peers, higher than at about four in five. The share has risen from 22.3% five years before. LMI borrowers took 30.5% of its loans, a little above peers' 27.6%.
It made 82 loans, up 19% from 69, while similar lenders grew by 9% and the whole market by 10%. That is still about half the 157 it made in 2020. In Allentown-Bethlehem-Easton, where it has lent since at least 1990, its share rose from 0.2% to 0.3%; it ranks 79th of 521 lenders, behind CrossCountry Mortgage, Rocket Mortgage and United Wholesale Mortgage.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Mauch Chunk Trust Company took 131 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 37.8% · Refinance 25.6% · Home improvement 18.3% · Other 18.3%
Conventional 100.0% · of 82 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 82 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Allentown-Bethlehem-Easton | 53 |
| Reading | 1 |
| Scranton--Wilkes-Barre | 1 |
| Williamsport | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300E3UCOTNUZIEB53 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 857811 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 32359 | 1990–2017 |
Established 25 August 1902. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Mauch Chunk Trust Company's data.
Mauch Chunk Trust Company's data
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Mauch Chunk Trust Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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