A lender to modest earners
Low- and moderate-income borrowers took 47.6% of its loans in 2025, against 27.3% at similar lenders: state non-member banks making between half and twice as many loans. That is higher than at nineteen in twenty of them. It is no one-year blip: the share was 44.7% in 2024 and 47.0% five years before.