Applications / Mortgage Analytics / Lenders / North Carolina / Lumbee Guaranty Bank / Competition
Lumbee Guaranty Bank
Pembroke, NC · State non-member bank · FDIC · $561 million assets · 70 loans in 2025
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70
loans originated, 2025
73
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Lumbee Guaranty Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — FAYETTEVILLE, NC, 2025
Lumbee Guaranty Bank ranks 94th of 371 lenders in Fayetteville, NC, with $4.1M lent: 0.1% of a $2.93B market.
Fayetteville, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lumbee Guaranty Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NORTH CAROLINA, 2025
Lumbee Guaranty Bank ranks 293rd of 762 lenders in non-metro North Carolina, with $4.0M lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lumbee Guaranty Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — WILMINGTON, NC, 2025
Lumbee Guaranty Bank ranks 480th of 538 lenders in Wilmington, NC, with $260K lent: 0.0% of a $6.21B market.
Wilmington, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lumbee Guaranty Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Lumbee Guaranty Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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