Applications / Mortgage Analytics / Lenders / California / Los Angeles Federal Credit Union
Glendale, CA · Credit union · NCUA · $1.3 billion assets · 100 loans in 2025
Los Angeles Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
100
loans originated, 2025
186
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Los Angeles Federal Credit Union is shrinking while its peers grow, and most of what it still lends falls outside purchases, refinances and home improvement.
60.0% of its 100 loans in 2025 were filed as other-purpose loans; refinances were 27.0% and purchases 12.0%. All were conventional. Its typical loan, $150,000, was larger than the $95,000 at similar lenders, the credit unions making between half and twice as many loans.
Its loans fell 27% to 100, while similar lenders rose 8% and the whole market 10%. Its growth was lower than more than nine in ten of its peers'. It made 328 loans in 2020.
82.0% of its loans went to majority-minority neighborhoods, against 9.2% at similar lenders, higher than nearly all of them. Low- and moderate-income borrowers took 11.0%, against 30.0%, among the lowest twentieth. Its larger loans may point to members with more income or equity.
None of its loans was higher-priced (a rate well above the average for similar loans), against 3.4% at similar lenders. Its typical rate, 6.88%, was close to their 6.75%. It ranks 317 of 757 lenders in the Los Angeles area, where it has lent since at least 1990.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Los Angeles Federal Credit Union took 186 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 60.0% · Refinance 27.0% · Purchase 12.0% · Home improvement 1.0%
Conventional 100.0% · of 100 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 100 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Los Angeles-Long Beach-Glendale | 79 |
| Riverside-San Bernardino-Ontario | 14 |
| Anaheim-Santa Ana-Irvine | 4 |
| Oxnard-Thousand Oaks-Ventura | 1 |
| San Diego-Chula Vista-Carlsbad | 1 |
| Vallejo | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900KD58MIT0K3NP70 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 227272 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 51207 | 1990–2017 |
Established 1 January 1936. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Los Angeles Federal Credit Union's data.
Los Angeles Federal Credit Union's data
$215
Los Angeles Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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