Applications / Mortgage Analytics / Lenders / Pennsylvania / Lehigh Valley Educators Credit Union
Allentown, PA · Credit union · NCUA · $474 million assets · 109 loans in 2025
Lehigh Valley Educators Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
109
loans originated, 2025
115
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Lehigh Valley Educators Credit Union lends mostly for purposes other than buying a home: only 4.6% of its loans were home purchases.
Other-purpose loans made up 58.7% of its lending and home-improvement loans 22.9%. Refinances took 13.8%. Its typical loan, $75,000, was smaller than at about three in four similar lenders (credit unions making between half and twice as many loans), whose typical loan was $105,000.
Its typical rate was 6.74%, against 6.75% at similar credit unions, near the middle of the group. Only 0.9% of its loans were higher-priced (a rate well above the average for similar loans), against 3.2%.
Loans fell 20% to 109, while similar lenders grew 8%. That returns it close to its 2020 level of 114, after four busier years. In Allentown-Bethlehem-Easton, its home market, its share held at 0.2%, ranking it 96 of 521 lenders in a $4.92B market led by CrossCountry Mortgage. Home-improvement and other-purpose loans, the bulk of its lending, may swing more from year to year than home purchases.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Lehigh Valley Educators Credit Union took 115 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 58.7% · Home improvement 22.9% · Refinance 13.8% · Purchase 4.6%
Conventional 100.0% · of 109 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 109 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Allentown-Bethlehem-Easton | 100 |
| Reading | 3 |
| Montgomery County-Bucks County-Chester County | 2 |
| Philadelphia | 1 |
| York-Hanover | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300UU637N6PFNEE28 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 909390 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 564606 | 2004–2017 |
Established 1 January 1934. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Lehigh Valley Educators Credit Union's data.
Lehigh Valley Educators Credit Union's data
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Lehigh Valley Educators Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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