Applications / Mortgage Analytics / Lenders / Massachusetts / Lee Bank
Lee, MA · Savings institution · FDIC · $601 million assets · 108 loans in 2025
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108
loans originated, 2025
143
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Lee Bank is the fifth-largest mortgage lender by dollars in the Pittsfield, Massachusetts, market, and lends mostly to home buyers.
It has lent in Pittsfield since 1992 and holds 6.8% of that $661.9M market, ranking 5 of 202, behind Greylock Federal Credit Union and Adams Community Bank among others. Its share slipped from 7.3%. With about a hundred loans a year, a few large loans either way can move that figure.
Home purchases made up 73.1% of its lending. Its typical loan, $310,000, was larger than at about two-thirds of similar lenders (savings institutions making between half and twice as many loans), whose typical loan was $245,000. Jumbo loans (larger than the conforming limit) were 8.0% of its loans, against 2.6%.
Loans fell 11% to 108 in 2025, while similar lenders grew 7%. Its count has fallen every year since 2020, when it made 452 loans. Refinances, now only 12.0% of its loans, may have fallen away as a source of business. The dollar total rose, to $46.5 million from $43.0 million, as its loans grew larger.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Lee Bank took 143 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 73.1% · Refinance 12.0% · Home improvement 7.4% · Other 7.4%
Conventional 100.0% · of 108 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Massachusetts | 107 | 99.1% |
| Vermont | 1 | 0.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Pittsfield | 104 |
| Barnstable Town | 1 |
| Springfield | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LV12W1ZFWAU543 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 790703 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 322956 | 1992–1993 |
| Respondent ID (the HMDA filer code before 2018) | 333645 | 1994–2017 |
Established 1 July 1992. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Lee Bank's data.
Lee Bank's data
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