Applications / Mortgage Analytics / Lenders / Tennessee / Kingsport Press Credit Union
Kingsport, TN · Credit union · NCUA · $92.7 million assets · 63 loans in 2025
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63
loans originated, 2025
63
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Kingsport Press Credit Union, a Tennessee credit union, lends mostly for home improvement and other purposes, and to low- and moderate-income borrowers more than about three in four similar credit unions.
Other-purpose loans made up 33.3% of its 63 loans in 2025 and home improvement 27.0%; purchases were 20.6%. Manufactured homes took 11.1%, where the typical similar credit union (one making between half and twice as many loans) made none. Its typical loan, $95,000, matched its peers'.
Low- and moderate-income borrowers took 41.3% of its loans, up from 32.0% a year earlier and against 30.9% at its peers. In low- and moderate-income neighborhoods it sits near the middle, at 15.9% against 17.4%.
None of its loans was higher-priced (a rate well above the average for similar loans), against 3.1% at its peers. Its typical rate was 6.50%, against 6.75%, lower than about two-thirds of them.
Its loans rose 26% to 63, against 7% at its peers. Its share of Kingsport-Bristol rose to 0.4% from 0.3%, ranking it 50 of 324 lenders. Eastman Credit Union leads there with $235.3M.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Kingsport Press Credit Union took 63 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 33.3% · Home improvement 27.0% · Purchase 20.6% · Refinance 19.0%
Conventional 100.0% · of 63 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 58 | 92.1% |
| Virginia | 5 | 7.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kingsport-Bristol | 52 |
| Johnson City | 4 |
| Knoxville | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 25490030Z1TAY4VPEL47 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 444190 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 595927 | 1992–1992 |
| Respondent ID (the HMDA filer code before 2018) | 568104 | 1993–2016 |
Established 1 January 1930. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Kingsport Press Credit Union's data.
Kingsport Press Credit Union's data
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Kingsport Press Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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