Applications / Mortgage Analytics / Lenders / Missouri / HomePride Bank
Mansfield, MO · State non-member bank · FDIC · $124 million assets · 57 loans in 2025
HomePride Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
57
loans originated, 2025
65
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
HomePride Bank, a small rural Missouri bank, lends far more to low- and moderate-income borrowers and on manufactured homes than similar banks do.
Low- and moderate-income (LMI) borrowers took 44.4% of its loans, against 27.1% at similar lenders, state non-member banks making between half and twice as many loans. That is a higher share than at nine in ten of them. Its share has run high for years: it was above half in 2024.
Manufactured homes made up 17.5% of its loans, against 2.6% at similar banks. Refinances, at 47.4%, outnumbered home purchases, at 38.6%. Both may fit a lender serving rural owners of cheaper homes, and may help explain why its typical loan of $145,000 sits below the $170,000 of its peers. Every loan was conventional.
It made 57 loans in 2025, one more than in 2024, while similar lenders grew by 7% and the whole market by 10%. Lending reached 164 loans in 2022 and has since settled back. It filed no report for 2021, a gap in the record rather than a year without lending. Its loans sit in eight counties of Missouri, mostly outside metro areas, where Flat Branch Mortgage leads the market.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. HomePride Bank took 65 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 47.4% · Purchase 38.6% · Other 10.5% · Home improvement 3.5%
Conventional 100.0% · of 57 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 57 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Springfield | 19 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900ARBVNKXMFFP204 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 747051 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 311466 | 1997–2017 |
Established 3 March 1892. Reported under HMDA 1997-2025.
Mergers, name changes, data editions and corrections: HomePride Bank's data.
HomePride Bank's data
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HomePride Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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