Applications / Mortgage Analytics / Lenders / Alabama / HNB First Bank / Competition
HNB First Bank
Headland, AL · State non-member bank · FDIC · $285 million assets · 81 loans in 2025
HNB First Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
81
loans originated, 2025
113
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who HNB First Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DOTHAN, AL, 2025
HNB First Bank ranks 27th of 222 lenders in Dothan, AL, with $8.2M lent: 1.2% of a $697.4M market.
Dothan, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HNB First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO FLORIDA, 2025
HNB First Bank ranks 296th of 564 lenders in non-metro Florida, with $1.2M lent: 0.0% of a $3.36B market.
non-metro Florida is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HNB First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO ALABAMA, 2025
HNB First Bank ranks 355th of 523 lenders in non-metro Alabama, with $560K lent: 0.0% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HNB First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — AUBURN-OPELIKA, AL, 2025
HNB First Bank ranks 197th of 305 lenders in Auburn-Opelika, AL, with $395K lent: 0.0% of a $1.58B market.
Auburn-Opelika, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HNB First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BIRMINGHAM, AL, 2025
HNB First Bank ranks 402nd of 523 lenders in Birmingham, AL, with $365K lent: 0.0% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HNB First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO GEORGIA, 2025
HNB First Bank ranks 592nd of 683 lenders in non-metro Georgia, with $290K lent: 0.0% of a $8.64B market.
non-metro Georgia is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and HNB First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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HNB First Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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