Applications / Mortgage Analytics / Lenders / West Virginia / FNB Bank / Competition
FNB Bank
Romney, WV · State non-member bank · FDIC · $274 million assets · 60 loans in 2025
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60
loans originated, 2025
72
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who FNB Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WINCHESTER, VA-WV, 2025
FNB Bank ranks 28th of 303 lenders in Winchester, VA-WV, with $7.2M lent: 0.6% of a $1.16B market.
Winchester, VA-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO WEST VIRGINIA, 2025
FNB Bank ranks 66th of 299 lenders in non-metro West Virginia, with $4.4M lent: 0.3% of a $1.42B market.
non-metro West Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NEW ORLEANS-METAIRIE, LA, 2025
FNB Bank ranks 253rd of 371 lenders in New Orleans-Metairie, LA, with $615K lent: 0.0% of a $3.59B market.
New Orleans-Metairie, LA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO MARYLAND, 2025
FNB Bank ranks 279th of 383 lenders in non-metro Maryland, with $500K lent: 0.0% of a $1.95B market.
non-metro Maryland is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
FNB Bank ranks 689th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $405K lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CHARLESTON, WV, 2025
FNB Bank ranks 127th of 157 lenders in Charleston, WV, with $165K lent: 0.0% of a $516.1M market.
Charleston, WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — HAGERSTOWN-MARTINSBURG, MD-WV, 2025
FNB Bank ranks 348th of 356 lenders in Hagerstown-Martinsburg, MD-WV, with $85K lent: 0.0% of a $2.09B market.
Hagerstown-Martinsburg, MD-WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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FNB Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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