Applications / Mortgage Analytics / Lenders / Pennsylvania / Fleetwood Bank
Fleetwood, PA · State member bank · FRS · $402 million assets · 63 loans in 2025
Fleetwood Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
63
loans originated, 2025
76
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Fleetwood Bank ranks 30 of 365 lenders in Reading, its home market since 1990, but in 2025 it made fewer loans while similar lenders made more.
It made 63 loans, down 14% from 73, while similar lenders (state member banks making between half and twice as many loans) rose 8% and the market 10%. Its dollar total barely moved, at $23.0 million against $23.7 million. In 2019 and 2020 it made 139 loans a year.
Purchases made up 54.0% of its loans and refinances 39.7%, all conventional and none jumbo (larger than the conforming limit). Its typical loan, $205,000, was higher than at more than half of peers, whose typical loan was $175,000.
Low- and moderate-income (LMI) borrowers took 27.1% of its loans, near peers' 25.0%, though down from 47.2% in 2020. LMI areas took 9.5%, against 17.7% at peers, lower than at about three-quarters. The areas it serves may simply have fewer such neighborhoods. Majority-minority areas took 7.9%, near peers' 6.9%.
Its share of Reading fell 0.2 points to 0.9%; its own fall in lending may be the reason. CrossCountry Mortgage led there, followed by Rocket Mortgage.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Fleetwood Bank took 76 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 54.0% · Refinance 39.7% · Other 4.8% · Home improvement 1.6%
Conventional 100.0% · of 63 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 62 | 98.4% |
| New Jersey | 1 | 1.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Reading | 52 |
| Allentown-Bethlehem-Easton | 4 |
| Montgomery County-Bucks County-Chester County | 2 |
| Atlantic City-Hammonton | 1 |
| Lebanon | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300GWE4NILBIKKI92 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 551016 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 113927 | 1990–2005 |
| Respondent ID (the HMDA filer code before 2018) | 2551016 | 2006–2017 |
Established 1 January 1934. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Fleetwood Bank's data.
Fleetwood Bank's data
$215
Fleetwood Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Fleetwood Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]