Applications / Mortgage Analytics / Lenders / Tennessee / First Vision Bank of Tennessee
Tullahoma, TN · State member bank · FRS · $426 million assets · 80 loans in 2025
First Vision Bank of Tennessee's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
80
loans originated, 2025
91
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Vision Bank of Tennessee is a much smaller lender than it was: its 80 loans in 2025 were up 38% on 2024, but far below the 766 of 2021.
The rise was faster than at more than four in five similar lenders (state member banks making between half and twice as many loans), which grew 9%, and than the market's 10%. It follows a drop from 286 loans in 2023 to 58 in 2024. In 2020 it made 739.
In 2020, 10.0% of its loans were FHA (insured by the Federal Housing Administration), 3.7% VA (guaranteed by the Department of Veterans Affairs) and 8.9% RHS (guaranteed by the Department of Agriculture's Rural Housing Service). By 2025 all were conventional. Leaving those programs may account for part of the fall in its lending. Refinances made up 48.8% of its loans and purchases 40.0%.
Manufactured homes were 7.5% of its loans, against 2.1% at peers, a higher share than at about three in four. Its typical loan, $160,000, was up from $95,000 in 2024 and close to peers' $175,000. Low- and moderate-income (LMI) borrowers took 29.7% of its loans, against 27.1% at peers.
It ranked 272 of 821 lenders in Nashville and 191 of 746 in non-metro Tennessee; United Wholesale Mortgage and Rocket Mortgage led both. In 2025 it began lending in non-metro Alabama.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Vision Bank of Tennessee took 91 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 48.8% · Purchase 40.0% · Other 6.3% · Home improvement 5.0%
Conventional 100.0% · of 80 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 78 | 97.5% |
| Alabama | 2 | 2.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Nashville-Davidson--Murfreesboro--Franklin | 22 |
| Chattanooga | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300W40F67Y6WWQX34 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3350658 | 2015–2023 |
| Respondent ID (the HMDA filer code before 2018) | 23350658 | 2015–2017 |
Established 28 November 2005. Reported under HMDA 2015-2025.
Mergers, name changes, data editions and corrections: First Vision Bank of Tennessee's data.
First Vision Bank of Tennessee's data
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First Vision Bank of Tennessee and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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