Applications / Mortgage Analytics / Lenders / Minnesota / First Resource Bank / Competition
First Resource Bank
Lino Lakes, MN · State non-member bank · FDIC · $827 million assets · 69 loans in 2025
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69
loans originated, 2025
72
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Who First Resource Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
First Resource Bank ranks 118th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $36.0M lent: 0.1% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Resource Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — GRAND FORKS, MN-ND, 2025
First Resource Bank ranks 14th of 131 lenders in Grand Forks, MN-ND, with $10.5M lent: 2.3% of a $452.1M market.
Grand Forks, MN-ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Resource Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NAPLES-MARCO ISLAND, FL, 2025
First Resource Bank ranks 99th of 595 lenders in Naples-Marco Island, FL, with $9.1M lent: 0.2% of a $5.13B market.
Naples-Marco Island, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Resource Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — OMAHA, IA-NE, 2025
First Resource Bank ranks 124th of 417 lenders in Omaha, IA-NE, with $7.5M lent: 0.1% of a $8.07B market.
Omaha, IA-NE is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Resource Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MINNESOTA, 2025
First Resource Bank ranks 198th of 536 lenders in non-metro Minnesota, with $3.1M lent: 0.1% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Resource Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
First Resource Bank ranks 733rd of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $305K lent: 0.0% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Resource Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — DENVER-AURORA-CENTENNIAL, CO, 2025
First Resource Bank ranks 709th of 754 lenders in Denver-Aurora-Centennial, CO, with $335K lent: 0.0% of a $35.19B market.
Denver-Aurora-Centennial, CO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Resource Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — FARGO, MN-ND, 2025
First Resource Bank ranks 62nd of 207 lenders in Fargo, MN-ND, with $2.5M lent: 0.1% of a $1.76B market.
Fargo, MN-ND is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Resource Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Resource Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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